Critical Illness Cover

Critical Illness cover can be taken stand alone or combined with a life policy. Our critical illness cover pays out a tax free lump sum if you are diagnosed with a critical illness that meets the policy definition. We believe that having Critical Illness cover provides piece of mind for both you and your family. Cover is normally paid by monthly direct debit however, some providers allow a single one off payment. The cover is for critical illnesses that are defined in the individual policies and no other. For more information and a quote or to speak to a consultant, please contact us or fill in the online enquiry form.

Buildings and Contents

Your lender will require the property to be covered by buildings insurance and in some cases mortgages are conditional on the buildings and contents insurance being taken with the lender. If you do not have a mortgage then Buildings and contents insurance will offer piece of mind and protect your property and belongings. For more information and a quote or to speak to a consultant, please contact us or fill in the online enquiry form.

Permanent Health Insurance

Clearly there are illnesses and chronic conditions plus permanent disabilities which are not going to be cured or go away. Consequently the healthcare industry, in recent years, has responded to public demand for plans which can protect a portion of one's net income if unable to work for some period of time. Plans in this category are INCOME PROTECTION COVER and CRITICAL ILLNESS PLANS (see above), which cover such as dismemberment or loss of an eye or hearing loss. There is never a right time to fall seriously ill, or become involved in an accident.

It is never planned, but can happen to any of us. When long term illness brings one to a halt, it can often bring our income to a halt also. Continuing to be able to settle one's routine bills, mortgage, electricity, gas, water, fuel and food, can become increasingly difficult as time goes on. The State safety net of statutory sick pay and the facilities of the NHS are now largely emergency only and only help part of the problem. For more information and a quote or to speak to a consultant, please contact us or fill in the online enquiry form.

Accident, Sickness & Unemployment Cover

Here at TheFinanceDoctors.com we like to make sure that our clients are covered for all unexpected events. In the event that you are unable to work due to a disability (i.e. accident or sickness) or unemployment if you have a policy in place you will be entitled to make a claim to help cover essential costs including your mortgage. If you take a policy out through us you can have peace of mind knowing that the policy is one of the best in the market

ASU cover is available for people both with and without mortgages and although not mandatory you may wish to have some form of income protection in place. Because we place all of our insurance with one ASU insurer, we can only provide details about the cover available under the scheme. Our ASU provider D & D Homecare will issue your ASU policy documents just before your mortgage starts (if applicable). For more information and a quote or to speak to a consultant please contact us or fill in the online enquiry form.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOAN SECURED ON IT.